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Aditya Kasturi | Realogics Sotheby's International Realty

Financing Help for Eastside Buyers

Request an optional introduction to a lender. No credit check on this site.

What this form does

01

How It Works

Request an optional lender introduction through a buyer's agent. The buyer's agent does not make lending decisions.

02

What Happens Next

You'll be connected directly with a lender. Any credit review happens with the lender after you give separate consent.

03

What This Site Doesn't Do

This site does not run credit checks and does not collect Social Security numbers, account numbers, or private credit data.

What happens next

  1. Request a lender introduction.

  2. Get connected directly with a lender.

  3. Give consent directly to the lender for any credit review.

  4. Continue your home search and tour requests with a buyer's agent.

Financing

Comparing Loan Estimates Before You Make an Offer

CFPB guidance recommends requesting Loan Estimates from at least three lenders and comparing them on the same day: same loan type and term, rate lock status, lender credits and points, fees, cash to close, and five-year cost. Multiple mortgage credit checks within a 45-day window count as one inquiry on your credit report.

01

Same loan type and term

Confirm each Loan Estimate quotes the identical loan type, term, and rate lock status. A 30-year fixed at one lender is not the same offer as an adjustable or a different lock period, even if the headline rate looks equal.

02

Credits, points, and fees

Add up lender credits, discount points, and lender fees on each estimate. A lower rate paired with more points or fees can cost more upfront and over time than a slightly higher rate with fewer charges.

03

Cash to close and five-year cost

Compare total cash needed at closing and the estimated five-year cost on each Loan Estimate. These two numbers show the real difference between offers better than the interest rate alone.

Tell Us Where You Stand

Share your name, email, phone, buying timeframe, target area, and financing status. Let us know your goals and whether you would like a lender introduction. SMS consent is optional.

Buyer financing help

Do not enter a Social Security number, credit report, account number, or other private financial details here.

Ask for a lender introduction and soft-check pre-approval help. A lender handles any credit review only after your separate consent.

SMS consent is optional.

Privacy and credit boundary

This site does not run credit checks and does not collect Social Security numbers, account numbers, or private credit data. Any credit review happens directly with the lender after separate consent.

Buyer financing questions

Does this site check my credit?

No. This site does not run credit checks.

Who makes lending decisions?

The lender, not the buyer's agent.

Is a lender introduction required?

No, it's optional.

What information does this site collect for a lender introduction?

Only the contact details needed to make the introduction. No financial account numbers or Social Security numbers.

Will shopping multiple lenders hurt my credit score?

Not if you stay within the window. Multiple mortgage credit checks within a 45-day period count as a single inquiry on your credit report, so comparing several lenders in that window has minimal added impact.

If two lenders quote the same interest rate, what should I compare next?

Compare lender credits, points, fees, cash to close, and the five-year cost on each Loan Estimate. Two lenders at the same rate can still differ meaningfully in what you pay upfront and over time.

Is APR a better number to compare than the interest rate?

APR includes the interest rate plus points, broker fees, and other charges, so it's a useful second number. It is not the only comparison — also review lender fees, cash to close, and the five-year cost side by side.

Have Financing Questions?

Get a Lender Introduction

Request an optional lender introduction. No credit check required on this site.