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Aditya Kasturi | Realogics Sotheby's International Realty

New-Construction Buyer's Checklist

New builds (Totem Lake, Juanita) still need independent inspection and a contract read that protects you, not the builder.

Eastside waterfront used for buyer planning articles.

Buying and First-Time

What this article helps you decide

> the Eastside's new construction - concentrated in Totem Lake and pockets of Juanita - is appealing for low maintenance, but the builder's contract favors the builder. Independent representation and inspection keep the advantages without the traps.

Work through the decision in order

Before you sign

Get the builder contract reviewed (deposits, timelines, change orders, disputes). Know which upgrades hold value vs. builder margin; confirm your lender can compete with the builder's.

During the build

Attend milestone walkthroughs; independent inspection (pre-drywall + final).

At/after closing

Punch-list walkthrough; understand the warranty; confirm permits closed and CO issued.

Article worksheet · browser private

New-Construction Buyer's Checklist

Use the worksheet without a form. Keep your notes in this browser, then bring the live facts into a Real Estate Review if the decision still matters.

New-Construction Buyer's Checklist decisions

Before you sign

During the build

At/after closing

Questions about New-Construction Buyer's Checklist

Clear answers first. If one question changes the deal, bring it into the review before you move money.

Q1Do I really need my own inspection on a brand-new home?+

Yes. New does not mean flawless — framing, grading, and systems get missed. Book an independent inspection at pre-drywall (when framing and rough-ins are visible) and again at final. "It's new" is exactly when buyers skip the step that catches the expensive things.

Q2Why does the builder's contract need a separate review?+

Because it's written to favor the builder: deposits, timeline slippage, change-order pricing, and dispute terms all tilt their way by default. Have it reviewed before you sign — the standard form is a starting point, not a fair deal.

Q3Should I use the builder's preferred lender?+

Only if they genuinely win on terms. Builder incentives are often tied to using their lender, so get an independent jumbo/RSU-fluent quote and make them compete. The incentive can be real, or it can be priced back into the upgrades.

Q4Which upgrades hold value and which are just margin?+

Structural and layout choices — extra beds, systems, footprint — tend to hold value; cosmetic finishes are largely builder margin you could add cheaper later. Spend the upgrade budget where it's hard to change after the fact.

Q5What has to be true before I close?+

A punch-list walkthrough, a clear understanding of the warranty (typically 1-year workmanship, 2-year systems, 10-year structural), and confirmation that permits are closed and the certificate of occupancy is issued. Don't close on a CO that doesn't exist yet.

Q6Does having my own agent cost me anything on a new build?+

No. Independent buyer representation is typically paid the same way whether or not you bring an agent, so walking into the model home alone usually just removes your advocate for free.

Q7What's the next step before I sign a builder contract?+

Get the contract and lender terms reviewed side by side — a fast, high-leverage part of a Real Estate Review.

Apply the article to the live decision.

Considering a Totem Lake new build? Independent representation costs you nothing extra - let's talk in a Real Estate Review.

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Last updated: August 2, 2026

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