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Aditya Kasturi | Realogics Sotheby's International Realty

Downsizing 90-Day Planner

Downsizing goes wrong when it's one emotional weekend. Make it a staged 90-day plan.

Bellevue skyline viewed from the east side of the city.

Downsizing and Transitions

Direct answer

Downsizing a long-time Washington home is emotional and logistical. Decide the housing move first, then sort, then sell - in stages, over ~90 days. Walkable-downtown condos are a common Washington downsizing target.

Work through the decision in order

Days 1-30 - decide

destination (downtown condo, smaller home, near family); confirm equity + tax picture (M92/M97).

Days 31-60 - sort

room by room: keep, give, sell, digitize, discard; do the heavy rooms early with help.

Days 61-90 - sell & move

pre-list prep (M41); list, sell; coordinate close/possession with the new place (M87).

Your next move

Use the framework before the property creates urgency.

Bring the actual address, timing, financing assumptions, and open questions into a buyer strategy call before urgency takes over.

Decision guide · private in this browser

Downsizing 90-Day Planner

Work through the decision without a form. Your selections stay in this browser. Bring the live facts into a buyer strategy call when you are ready.

Downsizing 90-Day Planner decisions

Days 1-30 - decide

Days 31-60 - sort

Days 61-90 - sell & move

Questions about Downsizing 90-Day Planner

Clear answers first. If one question changes the deal, bring it into the review before you move money.

Q1What does the Downsizing 90-Day Planner help me decide?+

You're on a 90-day path. Make the housing decision in the first 30 days - or the sorting stalls.

Q2Does the Downsizing 90-Day Planner apply in Bellevue, Kirkland, and Seattle?+

Yes. The decision framework is shared across all three markets. Address-specific pricing, rules, schools, taxes, insurance, and property facts still need live verification.

Q3What information should I gather before using the Downsizing 90-Day Planner?+

Start with the live address, your timing, available cash, financing assumptions, and any property documents tied to the decision. Use only the inputs that apply to your situation.

Q4How current is the Downsizing 90-Day Planner?+

This guide was reviewed on July 31, 2026. Confirm live rates, rules, availability, costs, and property facts before you act.

Q5Is the Downsizing 90-Day Planner a substitute for professional advice?+

No. It is educational planning material, not a loan approval, inspection conclusion, appraisal, legal opinion, or tax conclusion.

Q6When should I bring the Downsizing 90-Day Planner result into a Real Estate Review?+

Bring it in when the result changes what you would buy, sell, repair, finance, or postpone. The review can pressure-test the live property and household plan.

Q7Can I use the Downsizing 90-Day Planner before speaking with a lender or inspector?+

Yes. Use it to organize questions first, then verify financing with a lender and condition findings with the appropriate property professionals.

Q8What is the next step after using the Downsizing 90-Day Planner?+

Mark the points that affect your decision, collect the missing facts, and book a Real Estate Review if you want to apply the framework to a specific property or move.

Make the next property decision with the facts in front of you.

Bring the address, timing, financing plan, and open questions. We will identify what to verify before you tour or write an offer.

Book a Buyer Strategy Call
Last updated: September 2, 2026

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